Calculate how much money you might have, how long it will last and how much you’ll need in retirement, with our retirement calculators. Working out how much is enough for retirement depends on many factors, such as your lifestyle, plans for the future, and the number of years you’ll spend retired. Additionally, estimating how much … Read more
Use the new First Home Super Saver Scheme (FHSS) to save your first home deposit faster If you’re saving for a deposit on your first home, the Federal Government’s First Home Super Saver Scheme (FHSS) could help you reach your target sooner, by allowing you to save for your deposit inside your super. A government initiative introduced in late … Read more
The ranks of young Australian investors have swelled over the last two years. And many have very different investment objectives and strategies to older investors. Young Australian investors aged 18 to 24 are likely to be more risk averse than their older counterparts and least likely to tolerate moderate or high variability in their investment … Read more
Capital gains tax may be payable when you sell a certain asset (such as shares, land or property) and make a profit. Capital gains tax is charged on the profit you make from the sale of certain assets. These could be assets that you’ve purchased or inherited. To give you a few examples, capital gains … Read more
Everyone loves a bargain, but as cost-of-living increases continue to put pressure on budgets, tracking down a freebie or two can also take some pressure off. Getting things for free that you would otherwise have had to fork out for, also means you can save while still having some room to splash some cash around … Read more
The thought of retirement is an enticing one for many of us. Imagine throwing off the shackles of the workforce and being able to do whatever you want, whenever you want. But why wait until you are retired to do the things you love? Retirement is a time where we finally have the space to … Read more
– and why it might be hard Dr Shane Oliver – Head of Investment Strategy and Chief Economist, AMP Introduction “Productivity isn’t everything, but, in the long run, it is almost everything”. Paul Krugman, Economist “The only thing that we learn from history is that we learn nothing from history.” Georg Hegel, Philosopher Outgoing Reserve … Read more
– five reasons why we could still avoid recession Dr Shane Oliver – Head of Investment Strategy and Chief Economist, AMP Introduction Over the last 18 months there has been much talk of recession globally and more recently in Australia. But, despite mild technical recessions (ie, two consecutive quarters of falling GDP in a row) … Read more
– why you need to know the difference between leading and lagging economic indicators Dr Shane Oliver – Head of Investment Strategy and Chief Economist, AMP Introduction I reckon many must be confused about the current economic situation. We hear constant talk about how high interest rates and cost of living pressures are causing economic … Read more
Dr Shane Oliver – Head of Investment Strategy and Chief Economist, AMP Introduction A few years ago, I put together a list of key common-sense points that may be useful in terms of borrowing to finance a home along with broader personal finance and investment decisions we make. Given the surge in interest rates lately, … Read more
Dr Shane Oliver – Head of Investment Strategy and Chief Economist, AMP Introduction he past financial year saw a solid rebound in investment returns, after the negative returns of the 2021-22 financial year. This note reviews the past 12 months in investment markets and looks at the outlook. Inflation worries start to recede Just as … Read more
Bonds can play an important role in investment portfolios, but what exactly are they, what are their benefits, and how do you invest in them? What are bonds? Bonds are a type of investment security that enable investors to lend their money to a bond issuer for a set term in return for regular income … Read more
